Looking for a reliable way to protect your family’s future? Tata AIA Term Insurance offers affordable, flexible, and trusted life cover. With high claim settlement and flexible options, Tata AIA makes sure your loved ones are financially secure, no matter what happens.
What Is Term Insurance?
Term insurance is the simplest form of life insurance. You pay a small amount regularly, and if something happens to you during the policy period, your family gets a lump sum payout (sum assured). It’s pure protection with no investment element.
Why Choose Tata AIA Term Insurance?
- High Claim Settlement Ratio: 99.01% (2022-23)
- Flexible Premium Options: Pay monthly, yearly, or single premium.
- Large Cover Options: Sum assured from ₹50 Lakhs to ₹10 Crores.
- Riders Available: Add covers for critical illness, accidental death, and more.
- Trusted Brand: Joint venture between Tata Group and AIA Group.
Key Features of Tata AIA Term Insurance
| Feature | Details |
|---|---|
| Plan Name | Tata AIA Sampoorna Raksha Supreme |
| Entry Age | 18 – 65 years |
| Policy Term | 10 – 40 years |
| Sum Assured | ₹50 Lakhs to ₹10 Crores |
| Premium Payment | Regular, Limited, Single |
| Add-Ons | Critical Illness, Accidental Death, Waiver of Premium |
| Tax Benefits | Under Section 80C and 10(10D) |
Popular Tata AIA Term Insurance Plans
- Sampoorna Raksha Supreme
- Flexible life cover options.
- Option to get monthly income for family.
- iRaksha TROP (Return of Premium)
- Get your premiums back if you survive the policy term.
- Sampoorna Raksha+
- Enhanced life cover with health benefits.
Example Premiums for ₹1 Crore Cover
| Age | Policy Term | Monthly Premium* |
|---|---|---|
| 30 yrs | 30 years | ₹550 – ₹700 |
| 35 yrs | 25 years | ₹700 – ₹900 |
| 40 yrs | 20 years | ₹1,000 – ₹1,300 |
*Premiums depend on health, lifestyle, and payment option.
Benefits of Tata AIA Term Insurance
- Financial Protection: Your family gets a large sum if you’re not around.
- Affordable: High cover at low cost.
- Customizable: Add riders for extra protection.
- Return of Premium Option: Get your money back if you survive.
How to Buy Tata AIA Term Insurance?
- Visit Tata AIA’s Website or contact an advisor.
- Use the Premium Calculator to estimate your cost.
- Choose Your Plan and coverage amount.
- Fill in Personal & Health Details.
- Make Payment and receive your policy instantly!
FAQs About Tata AIA Term Insurance
Is a medical test required?
Yes, for higher covers or older age groups.
Can I buy it online?
Yes, Tata AIA offers easy online policy purchase.
Are there tax benefits?
Yes, premiums qualify for tax deductions under Section 80C.
Can NRIs buy Tata AIA Term Insurance?
Yes, NRIs are eligible for Tata AIA term plans.
Ready to Secure Your Family’s Future?
Don’t wait! Get a free quote for Tata AIA Term Insurance now and protect your loved ones with one of India’s most trusted life insurance companies.