Planning a trip? Don’t leave without travel insurance! With instant travel insurance online, you can get covered in just a few minutes. It protects you from medical emergencies, trip cancellations, lost baggage, and more – wherever you go.
What Is Instant Travel Insurance?
Instant travel insurance is a fast and easy way to buy travel cover online, without paperwork. You can:
- Get a policy instantly.
- Download your insurance certificate.
- Travel with peace of mind.
Why You Need Travel Insurance
- Medical Emergencies: Hospital bills abroad can be expensive.
- Trip Cancellation: Get your money back if plans change.
- Lost Luggage: Claim for lost or delayed bags.
- Flight Delays: Cover for long delays or missed connections.
- Personal Liability: Protection if you accidentally cause damage or injury.
Top Instant Travel Insurance Providers (2024)
| Insurance Company | Key Features | Website |
|---|---|---|
| Tata AIG | Instant online policy, global coverage | tata.aig.com |
| ICICI Lombard | Fast claims, COVID-19 cover included | icicilombard.com |
| HDFC Ergo | Cashless hospitalization abroad | hdfcergo.com |
| Bajaj Allianz | 24/7 support, multiple trip plans | bajajallianz.com |
| Religare (Care) | Affordable plans, quick issue | careinsurance.com |
How to Get Instant Travel Insurance Online
- Visit the Insurer’s Website.
- Enter Trip Details: Dates, destination, traveler info.
- Choose Coverage: Medical, baggage, trip cancellation, etc.
- Pay Online: Secure payment via card/net banking.
- Download Policy: Instantly receive your policy via email.
What Does Travel Insurance Cover?
| Coverage Type | What’s Included |
|---|---|
| Medical Expenses | Doctor visits, hospitalization, surgery. |
| Trip Cancellation | Refund if you cancel due to valid reasons. |
| Lost/Delayed Baggage | Compensation for lost or delayed luggage. |
| Personal Accident | Payout for accidental death or injury. |
| Emergency Evacuation | Transport to nearest medical facility. |
| COVID-19 Cover | Treatment and quarantine expenses. |
Example Premiums for Travel Insurance (Indicative)
| Trip Type | Destination | Duration | Premium* |
|---|---|---|---|
| Single Trip | UAE | 7 days | ₹400 – ₹700 |
| Single Trip | Europe (Schengen) | 15 days | ₹800 – ₹1,500 |
| Multi-Trip Plan | Global | 1 year | ₹3,000 – ₹6,000 |
*Premiums vary by age, destination, and coverage.
Tips for Buying the Best Instant Travel Insurance
- Compare Plans: Use online comparison tools.
- Check Coverage: Make sure it covers medical, baggage, delays.
- COVID-19: Ensure pandemic-related issues are covered.
- Pre-Existing Conditions: Some plans cover these, check first.
- 24/7 Support: Choose insurers with global helplines.
FAQs About Instant Travel Insurance Online
Can I buy travel insurance last minute?
Yes! You can get instant coverage online, even on the day of travel.
Is travel insurance mandatory?
Some countries like Schengen, Dubai, and Thailand require it.
How do I claim travel insurance?
Contact the insurer’s helpline, submit documents online, get paid.
Does it cover COVID-19?
Yes, many plans include COVID-19 treatment and quarantine.
Ready to Travel Safe?
Get your instant travel insurance online now and enjoy your trip worry-free! It’s fast, easy, and can save you from big losses. Compare plans and get covered in minutes!